Our finance blog
Our expert finance brokers share with you everything you need to know about finance and lending.
Construction Loans For Investment Properties
If you're considering building an investment property, understanding how construction loans work and the tax benefits available can make a substantial difference to your finances. In Australia, construction loans offer…
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Low Doc Loans: A Game-Changer for Self-Employed Borrowers
Low doc loans are tailored for the self-employed, small business owners, and freelancers who need access to finance but may not have the traditional paperwork that banks require. For many…
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Winning Strategies for Home Buyers in a Competitive Market
In Australia’s current real estate market, characterised by rising property prices and limited inventory, buyers are facing intense competition. With the real estate market expected to generate approximately AU$1.8 trillion…
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Property Investing in SA
Property Investment 101 in South Australia Investing in property is a proven way to build wealth, and South Australia offers unique opportunities for investors. Whether you're a first-time investor or…
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What is Impacting the RBA’s Cash Rate Decision?
As of August 2024, the RBA decided to keep the cash rate unchanged at 4.35%. This decision reflects the current economic conditions, including stable inflation and employment levels. The RBA…
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Should You Pay Off HECS Debt Before Buying a Home?
When you apply for a home loan, lenders are primarily concerned with your ability to repay it. While they do consider HECS debt, it's not the most critical factor. Many…
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Preparing for the End of Your Fixed-Rate Term with MV Finance
In 2024, the mortgage broking landscape in Australia is significantly impacted by rising inflation and interest rates. According to Forbes, Australia's inflation rate reached 5.4% in the year to March…
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Stamp Duty Abolished for First Home Buyers Building New Homes in South Australia
Exciting news for first home buyers in South Australia! The State Government has officially abolished stamp duty for all first home buyers who build new homes. This landmark decision, announced…
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Why Loan Applications Get Denied
There are a variety of reasons why individual home loans are denied, so it helps to understand them when speaking to your broker about your application. The Most Common Reasons…
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