Deciding when to move on from your current home is an exciting and important time. We’re here to help you find the right finance for your situation.
We handle the entire
loan process for you.
Compare lenders
Narrow your loan choices to just a handful of options, tailored to you.
Loan application
We handle all the paperwork making the entire process a breeze.
Full service
We provide expert advice and guidance from start to finish.
HOW DO THEY WORK?
Next home buyers
Did you know that the structure of your home loan has a massive impact on the amount of wealth created through the property? This is what we do day-in, day-out, so we know the questions you’re about to ask next, and we have the answers.
It’s important to obtain professional advice on the options available to you. Whether it be keeping your existing property as an investment, selling before you buy, releasing equity for a new purchase, what your borrowing capacity would be in each scenario.
Frequently asked questions
Below you’ll find answers to the most frequently asked finance questions for next home buyers.
What should I consider when buying my next home?
When buying your next home, consider factors such as your current financial situation, your long-term goals, whether to keep your existing property as an investment or sell it, and how these decisions will impact your borrowing capacity and overall financial health.
Should I keep my existing property as an investment?
Keeping your existing property as an investment can provide rental income and potential capital growth. However, it’s important to evaluate the rental market, property management responsibilities, and tax implications. Professional advice can help determine if this is a viable option for you.
How can I release equity from my existing property for a new purchase?
You can release equity by refinancing your current mortgage or taking out a home equity loan. This can provide funds for a deposit on your next home. It’s essential to understand the costs and risks associated with this option, and professional advice can guide you through the process.
What are the benefits of using a bridging loan?
A bridging loan can help you buy a new property before selling your current one by covering the gap between the purchase and sale. It offers flexibility but often comes with higher interest rates and fees. Consult with one of our expert mortgage brokers to see if this is the right solution for your situation.
How can a mortgage broker assist me with buying my next home?
Our Adelaide mortgage brokers can provide expert advice on loan options, help you understand your borrowing capacity, assist with loan applications, and negotiate with lenders on your behalf. They can also guide you through complex scenarios such as keeping your existing property or using equity.
WE’RE WITH YOU
So why MV Finance?
We make the finance process a breeze. Whether you’re starting your property journey with the dream of owning your own home or you’re an experienced property investor, we will help you make the most of your situation.
Compare lenders
We identify and compare top lenders to find the best rates and loan terms for your needs.
Save You Money
We analyse and compare loan options to find the most cost-effective solution for you.
Competitive rates
We ensure you receive the best possible interest rates available for your type of loan.
Expert Advice
Our expert Adelaide mortgage brokers will educate and guide you through some of the biggest, and most exciting, decisions of your life.
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Connecting you and the financial dots
Through carefully considered strategic finance our experienced team can meet your financial needs and together we can build a lasting relationship.
Ready to get started?
The options we explore for you depend on your situation. Book a meeting with one of our expert brokers so we can begin researching the best loan option for you.
