Refinancing your home or investment loans is a fantastic way to obtain a lower interest rate and utilise these savings to your advantage.
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refinancing process for you.
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HOW DOES IT WORK?
Refinancing your loan
Refinancing your home loan can offer significant financial benefits, such as securing a lower interest rate, reducing monthly repayments, and accessing equity for renovations or investments.
The process involves replacing your current mortgage with a new one, potentially with different terms that better suit your financial situation.
To determine if refinancing is right for you, assess your current interest rate, the potential new rate, and your long-term financial goals. We can can help you compare loan options, negotiate better terms, and manage the application process, providing expert advice tailored to your needs.
Frequently asked questions
Below you’ll find answers to the most frequently asked questions about refinancing. Our Glenelg mortgage brokers can also answer any other questions you might have.
What is refinancing?
Refinancing is the process of replacing your current mortgage with a new one, often with different terms, interest rates, or repayment schedules. It can help you save money, access equity, or change loan features to better suit your financial situation.
Why should I consider refinancing your home loan?
Common reasons to refinance include securing a lower interest rate, reducing monthly repayments, switching from a variable to a fixed rate (or vice versa), consolidating debt, accessing equity for renovations or investments, and improving loan features.
What are the costs involved in refinancing?
Costs can include application fees, valuation fees, discharge fees from your current lender, and establishment fees for the new loan. It’s important to calculate these costs to ensure that refinancing will result in overall savings.
How can a mortgage broker assist with refinancing?
We can help you compare different loan options, negotiate better terms, and manage the application process. We provide expert advice tailored to your financial situation and can save you time and effort by finding the most suitable refinancing solution.
WE’RE WITH YOU
So why MV Finance?
We make the refinancing process a breeze. Whether you’re starting your property journey with the dream of owning your own home or you’re an experienced property investor, we will help you make the most of your situation.
Compare lenders
We identify and compare top lenders to find the best rates and loan terms for your needs.
Save You Money
We analyse and compare loan options to find the most cost-effective solution for you.
Competitive rates
We ensure you receive the best possible interest rates available for your type of loan.
Expert Advice
Our team will educate and guide you through some of the biggest, and most exciting, decisions of your life.
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Connecting you & the financial dots
Through carefully considered strategic finance our experienced team can meet your financial needs and together we can build a lasting relationship.
Ready to get started?
The options we explore for you depend on your situation. Book a meeting with one of our expert brokers so we can begin researching the best loan option for you.
